Choosing whether or not to buy trip insurance is one of the things to consider when planning your Walt Disney World vacation. Here at the Affordable Mouse it is paramount to us that we try to give our readers the best possible advice. We really want everyone to have the most magical experience possible when on your Disney vacation. We also try to heed our own advice when traveling ourselves. To me, affordable means the smartest use of, while requiring the least amount of, my Disney vacation money. So, it is not normally my practice to use money on any extras, like insurance, that would keep me from buying a momento for a family member or a gift for a friend while there. This year is a little different.
In all the years my family and I have been traveling to Walt Disney World, we have never purchased the vacation insurance with our reservation. Maybe we were tempting fate, but we all knew that it would have to be something fierce to keep us from making our annual trip to “The World.” We rested on the assurance of faith, combined with good planning and staying healthy. Plus, we have usually traveled at the end of November and we had been lucky in the past so what should change? Still, there is always a feeling in the pit of my stomach as we are driving from Texas to Florida that IF our van breaks down, we could arrive a day or two late, and the thought of that keeps tugging at me until we arrive there safe and sound.
For the first time, I will be purchasing trip insurance for my upcoming trip to WDW this September. For some travelers, this may seem like a waste of money, but I will spend that extra $59 gladly. What I am buying is peace of mind. I consider it to be a wise investment without any doubt for two simple reasons:
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It is inevitable during the late summer and early fall months, as tropical storms and hurricanes begin to form in the tropics, that those who have Disney vacations planned will start watching weather.com obsessively, hoping that their vacation plans are not disrupted by an unwelcome stormy visitor. After all, many of us plan for months…and more….in order to create a wonderful vacation for our families, and knowing that a hurricane or tropical storm is making a beeline for Florida can be more than a little stressful. Read more